2005 U.S. Congress re-wrote the bankruptcy codes address what were regarded as abuses of individual Filer. However, what Congress has failed the public was that the major banks and credit card companies have been key factors in writing the new codes in order to prevent the discharge of consumer credit card debt and other consumer […]

A business organization is declared bankrupt when it becomes insolvent. In such a case, the firm is unable to pay money to its creditors. Liquidation and reorganization are two kinds of bankruptcies that can be filed. In case of reorganization Bankruptcy Attorney Chino, the protection of the exempt assets is of key concern while liquidating […]

You put all of your work and life into your home. Then something happened, whether it was job loss or illness, or a series of bad luck or unfortunate events, you lost your home. It’s nice to sit and think about what could have been or contemplated the memories lost that will never share amongst […]

When you are ready to create an estate plan, you should be aware of the consequences of making a mistake. If you don’t hire or use an estate planning attorney’s services to help guide you through the issues of the process, you will be more likely to make a mistake that your family and loved […]

The labyrinth of federal and state laws on estate planning can be daunting and confusing to a family. As the old saying says, you can’t take it with you, but you can hand it down to the next generation, to continue the important work that you’ve done throughout your life, and to pursue that age-old […]

Wouldn’t it be great to be able to hit the rewind button and start over again?   At The Hedtke Law Group, this is a big part of what we talk about with many of our clients who come in trying to solve major financial challenges.   In a sense, chapter 7 bankruptcy is a […]

Building wealth is something many Americans are passionate about. Being able to live your family a nest egg to live on is easy if you make the right investments. While there are many different investments available to American consumers, none are as reliable and lucrative as buying real estate. In fact, over 35% of Americans […]

If you need relief from your high-interest loans or your credit card debt, you may consider taking a personal loan. Provided by many credit unions and banks, personal loans allow you to refinance or consolidate your debt into a lower-interest loan with a single, fixed monthly payment. While there are some disadvantages, such as higher […]

Divorce is quite common in the United States. Over 73% of the people who get divorced each year cite a lack of commitment as the cause. Nearly 60% of recently divorced people claim too much arguing was the cause of their failed marriage. Going through a divorce can be one of the most emotional and […]

Any agreement related to the care of your child or children are considered legally binding and outline what responsibilities each party has. Usually, two main issues need to be resolved. The first is who is responsible for making legal decisions for the child. Also, where are the children going to reside? There are many answers […]